Financing
0% financing for 25 months. Three lenders, one quote.
Fast approvals, manageable monthly payments and soft-pull pre-qualification. Serving Pennsylvania, New Jersey and Delaware.
★ 4.9 · 55 Google reviewsAndersen Certified ContractorPA HIC #PA171374
0%
for 25 months
Low-rate
monthly payment plans
<2min
to pre-qualify
1–5
days to funding
Financing partners
Three trusted options, side by side
We integrate these providers so you see your best options together, and our team walks you through the application.
Compare pre-qualified rates in under 2 minutes with tips to match you to the right plan. No home equity required.
Requirements
- 18+ years old
- Credit score
- Debt-to-income ratio
- Income verification
Promotional financing so major purchases do not have to wait. Get what you want now and pay over time.
Requirements
- U.S. mailing address
- Social Security number
Short application, high limits on larger projects, many plans with no home equity required.
Requirements
- U.S. mailing address
- Social Security number
- Credit check
How to apply
Five steps
- 1Get your written HomeTrust quote
- 2Click "See if you pre-qualify" for a provider
- 3Provide name, address, income and SSN
- 4Soft pull for pre-qualification, hard pull only if you proceed
- 5Funds go to HomeTrust for your installation
Choosing a plan
What to compare
Credit profile
Some plans are more flexible for lower scores.
Project size
Longer terms lower the monthly payment on bigger jobs.
Promotional offers
Read 0% and "deferred interest" terms closely.
Total cost
A lower monthly payment can mean more interest over time.
Flexibility
All three providers generally allow early payoff without penalty.
FAQ
Frequently asked questions
What financing does HomeTrust offer?
Will applying hurt my credit?
Can I pay off the loan early?
Do I need equity in my home?
How fast do funds arrive?
What is the maximum amount I can finance?
All financing is subject to credit approval by the lender. Plan terms, promotional periods and rates are set by the lender and can change; interest may apply from the purchase date if a promotional balance is not paid in full by the end of the promotional period. Your estimator will show the exact terms available for your project before you sign.
Start with a quote
Financing starts with a written project price.
Request your free in-home estimate, then pre-qualify with the lender that fits. Questions? (215) 341-3331.
Ready for a written, all-in quote?
Free in-home measure. One price for labor, materials, disposal and finishing. 0% financing available.